About OPESIDI and AARIS

OPESIDI and AARIS are both schemes in the oil palm estate/plantations value chain an agribusiness partnership investment in the oil palm sector. This initiative has to do with the establishment of an oil palm estate on a partnership basis. The ownership here is in slots: a partner that owns a slot on the estate is referred to as an Indirect Cluster Farmer (ICF) who is expected to be a Federal Government worker that is already enrolled on IPPIS.

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Oil Palm

Oil Palm; (Elaisis Guineasis) is a tropical tree crop which originated from West Africa, where evidence of its use as a staple food crop dates as far back as 5,000 years. Today oil palm is mainly grown for its industrial production of vegetable oil for both domestic and industrial purposes. It is a typical estate crop, grown and harvested over large uniform areas (5000-10,000) ha (hectares) around a central oil mill to allow rapid industrial handling and is one of the most important economic tree crops in Nigeria.

OPESIDI is an agribusiness investment platform that entails the partnership ownership of a slot or share on our large oil palm estate. Such share or slot owners are the anticipated investors on this investment platform who are all federal government civil servants who are willing, ready and subscribe to these investment initiatives as indirect farmers in the oil palm plantation for palm oil, palm Kernel oil production and other derivatives on commercial and large economic of scale.

Agribusiness Alternative Retirement Investment Scheme (AARIS) is a 20 year Retirement Investment Scheme for the subscribers or investors on the OPESIDI agribusiness investment scheme. This scheme is designed to help the subscribers on OPESIDI plan their retirement and go home with the minimum of N2, 000,000 (Two Million Naira) at retirement point. This alternative retirement scheme is based on the subscribers’ willingness to pay the expected monthly retirement savings.

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Benefits of OPESIDI/AARIS to subscribers

The total investment cost is expected to be sourced from Central Bank of Nigeria by Union Bank at 9% interest on behalf of the subscribers on this scheme.
A subscriber is giving a minimum of 7 years (84 months) to repay the cost of OPESIDI investment.
An investor becomes a proud part-owner of an oil palm plantation to be managed by professionals for sustainable economic benefits.
He stands to enjoy the paltry instalment payment of the total cost of a share of an oil palm plantation spread over minimum of 5or7years.N6,000 X 84MONTHS = N500,000.
It grants an investor the opportunity to be enlisted on NIRSAL data base as an indirect farmer/out grower via cluster platform.
This gives a subscriber an opportunity to benefit various interventions such as agricultural loans and grants.
He stands to benefit a life assurance policy covering the total investment cost in the event of death or permanent disability for the period insured.
He stands to benefit the National Health Insurance Scheme (NHIS), under Organized Private Sector (OPS) policy.