OPESIDI/AARIS Potential Benefits to a subscriber.

  • Death benefits: The family of a diseased indirect farmer or investor on OPESIDI/AARIS investment Scheme/Platform is entitle to death welfare package of the sum of N500, 000 (Five hundred thousand naira only) within the first 5 working days of the message of his demise. This is to enable the family of the diseased investor to make necessary burial arrangement without stress of borrowing money. Note: this welfare package is different from the group life assurance policy covering sum assured of the investment against death or permanent disability of the investor (Indirect Farmer).
  1. An investor becomes a proud part-owner of an oil palm plantation to be managed by professionals for economic benefits.
  1. He stands to enjoy the paltry instalment payment of the total cost of a share of an oil palm plantation spread over minimum of 5 or 7 years. N6, 000 X 84 MONTHS=N500, 000.
  2. It grants an investor the opportunity to be enlisted on NIRSAL data base as an indirect farmer/out grower via cluster platform. This gives a subscriber an opportunity to benefit various interventions such as agricultural loans and grants.
  3. Guaranteed yearly return (dividends) of a sum not less than (#254,000) continuously over 15 years. The sum that translates to an average sum of #3,800,000 (Three million Eight Hundred Thousand naira only), over 15 years.
  4. He stands to benefit a life assurance policy covering the 5 years of the total investment cost payment duration by our insurer; First Insurance and Leadway insurance.  The policy that guarantees 100% indemnity of the cost of investment and life of our registered cluster farmers in the event of death or permanent disability for the period insured.
  5.  He stands to benefit the National Health Insurance Scheme (NHIS), under Organized Private Sector (OPS) policy. Under this arrangement, our farmers are insured, that would enable them to pay only 10% cost of all medical and treatments received in  their various NHIS services providing hospitals even after such subscriber retires from service (terms and conditions apply).
  6. Access to loans at a reduced rate of interest far below that  of commercial banks
  7. Access to cottage housing loans and buying building materials etc. on whole sale prices.
  8. Access to educational loan for children and wards.
  9. It helps you to plan for your retirement and also secure financial future for your family.

It helps you to access emergency/Christmas or Sallah loans and food items. Eat Now Pay Later

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